Analysis and assessment of loan portfolio (for credit organizations)

The coronavirus pandemic together with a fall in the oil market has made a severe adverse effect on the financial sector. Loss risks under the pessimistic scenario are valued at billions roubles due to possible credit defaults in the mostly damaged industries. The projected growth in unemployment may result in a deteriorated quality of retail loan portfolio.

Banks, under the circumstances, will need a specific approach to choosing credit risk management tools. Valuation made on time and diversification in industries can act as the most effective measures to minimise the risk.

Skilled appliance of the tools can allow banks to overcome adverse effects of the financial crisis and improve significantly the loan portfolio quality. Our experts will analyse credit risks at the portfolio level and individually by different economic sectors.